Employee Benefits (Group Risk) with Unum

Unum is a leading Employee Benefits provider that offers financial protection in the workplace. 

Our products include:

  • Income Protection
  • Life insurance
  • Critical Illness Cover
  • Dental Cover 

We have a wide range of tools designed to help businesses create or enhance their employee wellbeing strategy, including Help@hand which provides access to five integrated health and wellbeing services through one dedicated app.

As part of Unum’s partnership with Paradigm, you can take advantage of our exclusive terms, including:

  • Flexible commission rates (between – 30% of annual premium or a fixed amount) paid monthly or annually
  • Increased Free Cover Levels and ‘whitewashing’ (£65,000 for Income Protection and £600,000 for Life Insurance)
  • 3-year rate guarantees (for policies with between 2 and 100 members)*
  • No minimum premiums

 Click an icon below for more details.

Income Protection

Life Insurance

Critical Illness Cover

Dental Cover

*The policy must have a minimum of three employees and a maximum of 100 employees. However, Unum can agree a minimum of two employees for new to market policies, open to all employees where there is a clear expectation of growth (to be determined solely by Unum).


Further Information

We have a dedicated team of Business Development Consultants to support Paradigm members across the country with building and developing their Employee Benefits portfolio. 

Our Consultants have a wealth of experience to help support Paradigm members with joint client meetings, data driven market insight, tailored marketing/pitching materials and general conversations about products and services.

Please email paradigm@unum.co.uk for any questions or to be put in touch with your local Unum Consultant.

About Unum

At the end of 2019, Unum protected over 1.7 million people in the UK and paid claims of £326 million – representing in excess of £6 million a week in benefits to our customers – providing security and peace of mind to individuals and their families.

Unum is not authorised to give advice. The material contained in this page applies only to Unum and its products. Whilst we have taken all reasonable steps to ensure that the information within this page is accurate and up to date, we cannot accept liability for any error or omissions. Terms and conditions apply.

Unum Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.