Introducing Group Risk with Unum

Unum is a leading employee benefits provider offering financial protection including Income Protection, Life insurance, Critical Illness, and Dental cover through the workplace. We are committed to workplace wellbeing for both employees and employers, and have a wide range of tools designed to help businesses create or enhance their employee wellbeing strategy.

All employees with a Unum policy can use our Employee Assistance Programme (LifeWorks). And Critical Illness policyholders can access the Unum Cancer Support Service through our partnership with Harley Street Concierge at no additional cost.

As part of Unum’s partnership with Paradigm, advisers are able to take advantage of our Partnership Terms which provide access to:

  • Flexible commission rates
  • Increased Free Cover Levels (£65,000 for Income Protection and £600,000 for Life Insurance)
  • 3-year rate guarantees (for 3 – 100 member schemes)
To discuss these with a Unum representative, or to receive a bespoke brochure and presentation that sets out our unique proposition to you as a Paradigm adviser, please email (attn: Paul Constant).

With 12 million people insured through traditional employee benefit products (Income Protection, Life Insurance and Critical Illness) last year and in-force premium in excess of £2 billion1, now is the perfect time for advisers to look into employee benefits products for their clients.

Click on the product below for more information on what Unum provides through Paradigm. 

Income Protection

Life Insurance

Critical Illness

Dental Cover

Further Information:

Unum have a team of dedicated Sales Consultants to assist Paradigm advisers with our employee benefits products.
To discuss any of the above or to make contact with your local Unum Sales Consultant, please email  

About Unum:

At the end of 2017, Unum protected over 1.6 million people in the UK and paid claims of £306 million - representing in excess of £5.9 million a week in benefits to our customers - providing security and peace of mind to individuals and their families. Unum Dental paid claims of over £13 million, ensuring more than 160,000 people had healthy teeth and gums.
Unum Group has a financial strength rating of A (Excellent) from A.M Best with a stable outlook.
Unum is not authorised to give advice. The material contained in this page applies only to Unum and its products. Whilst we have taken all reasonable steps to ensure that the information within this presentation is accurate and up-to-date, we cannot accept liability for any error or omissions. Terms and conditions apply.
Unum Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

1 Swiss RE: Group Watch Report, 2018