Try our Conditions Covered Tool


  • Assessing the need for Incapacity Cover
  • New guide to later life care
  • New VitalityLife claims infographic
  • Give greater control to your clients with our unique LifestyleCare Cover

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VitalityLife - Positively Different Life Insurance

At VitalityLife, we make sure you've got more to offer your clients. We've created different types of cover to protect the things that matter the most to your client - from their mortgages, to their children’s education to their family businesses. We make sure you can sell the right cover and grow your business.

Life Cover

Life Cover pays a lump sum cash payment if your client dies or is diagnosed with a terminal illness.

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Serious Illness Cover

Our comprehensive Serious Illness Cover pays out on over 170 different conditions. We base the size of their payout on how severe their condition is.

Income Protection Cover

Income Protection will replace a percentage of your client’s salary if they’re unable to work because of illness, injury or disability.


Mortgage Protection

Change the mortgage protection conversation with our simple, easy-to-access and comprehensive Mortgage Plan

Dementia and FrailCare Cover

A unique feature available on Serous Illness Cover that could help your clients better prepare for age related conditions1.

Explore Our VitalityLife Plans

We offer different plan types to suit different client needs. Our Essentials plan gives your clients all the basics, at a lower minimum premium, while our VitalityLite Plan has some extra features.

VitalityLife’s mortgage product offers cover against death and severe illness to help your clients cover their mortgage all in one place.

Our cover doesn’t just protect your clients when things go wrong

Our cover doesn’t just protect your clients when things go wrong. It rewards them for being healthy too. With Healthy Living Options, your clients have access to a range of discounts and rewards.

We gave over £60m of discounts and rewards back to our members in 2017. Find out today how you could help your clients save with the Healthy Living Options.

Making it easier for you to do business with us

We’ve developed a wide range of online tools, making it easier for you to do business with us. Discover what conditions are covered by Vitality Serious Illness Cover with our Conditions Covered Tool, demonstrate the importance of Income Protection in just 60 seconds with our Income Protection Reality Checker Tool, and see what savings your clients could make with our Discounts and Savings Calculator.

Visit our adviser tools page for so much more.

For a full suite of VitalityLife literature remember to visit our Literature and Tools website. You can also register on our online self-service literature ordering system where you can actively order the literature you need.

Good health is good business

We provide Business Protection that helps your clients safeguard the future of their business against losing someone vital. We aim to provide cover that is relevant to your clients’ business needs and most of all pays out when they need it to. 

Find out more about our Business Protection solutions

Contact us

General Enquiries
Telephone: 0808 234 3000 ‐ Lines are open 8.30am to 6pm Mon – Thurs, and 8.30am to 5pm Fri

Commission Enquiries
Telephone: 0345 601 0072 - Lines are open Mon to Fri, 8.30am to 5.00pm
Fax: 0870 240 0937

Telephone: 0345 601 0072 ‐ Lines are open 8.30am to 6pm Mon – Thurs, and 8.30am to 4.30pm Fri
Fax: 0800 028 5222

Underwriting Support
Telephone:  0800 012 1796 - Lines are open 8.30am to 6pm Mon to Thurs, and 8.30am to 5pm Fri
Email -

Prestige Service
Telephone: 0345 6027 457- Lines are open Mon to Thurs, 8.30am to 6.00pm and Fri, 8:30am to 5pm

For all other enquiries, please contact Neil Beard, your dedicated National Account Manager, on +44 77 95335422 or email
*Calls to 07 numbers cost up to 20p per minute from landlines, and up to 55p per minute from mobiles plus your phone company’s standard access charge.