Paradigm Commissions - Non-Indemnity Terms
Term Assurance, Critical/Serious Illness, Family Income Benefit
| 4 Year Terms | NON- INDEMNITY | ||
|---|---|---|---|
| Provider | Earnings Period | Gross API % | Net API* % |
| Aegon | 4 | 259 | 251.23 |
| AIG | 4 | 252 | 244.44 |
| Aviva | 4 | 254.04 | 246.41 |
| Legal & General | 4 | 252 | 244.44 |
| LV= | 4 | 259.00 | 251.23 |
| Royal London | 4 | 259.00 | 253.17 |
| Scottish Widows | 4 | 256.20 | 249.80 |
| VitalityLife | 4 | 238 | 230.86 |
| 2 Year Terms | NON- INDEMNITY | ||
| Provider | Earnings Period | Gross API % | Net API* % |
| AIG | 2 | N/A | N/A |
| Aviva | 2 | N/A | N/A |
| LV= | 2 | N/A | N/A |
| Royal London | 2 | 200.6 | 194.58 |
Income Protection
| NON-INDEMNITY | |||
|---|---|---|---|
| Provider | Earnings Period | Gross API % | Net API* % |
| Aegon | 4 | 259 | 251.23 |
| AIG | 4 | 252 | 244.44 |
| Aviva | 4 | 254.04 | 246.41 |
| LV= | 4 | 252 | 244.44 |
| Royal London | 4 | 245 | 237.65 |
| Royal London | 2 | 200.6 | 194.58 |
| The Exeter | 4 | 185 | 179.45 |
| Vitality | 4 | 243 | 235.71 |
Net commissions vary between a 1% and 3% retention and are designed to be market leading for Paradigm firms – for further information contact us at info@paradigmprotect.co.uk
Correct as at 8 October 2020